More than 1.16 million car and motorcycle accounts still owe annual vehicle registration fees after October's payment window, the Ministry of Finance said Wednesday, and motorists who miss the grace period face fines up to NT$3,000 plus holds on license renewals.

Why the backlog matters for household budgets

The fee, typically a few thousand New Taiwan dollars per scooter and more for passenger cars, funds road maintenance and safety inspections. Officials said roughly 8 percent of registered vehicles have not cleared 2026 bills as of Oct. 20, a higher delinquency rate than the same week last year.

Many owners pay through convenience-store barcodes or bank apps linked to credit cards that offer cashback on government payments. When those autopay slots fail—because a card hit its monthly cap or a user switched banks—the account rolls into delinquency even if the driver never intended to skip.

Card issuers and penalty clocks

Banks reminded customers that vehicle fees post as separate merchant categories, meaning rotating-category cards may not earn rewards. Taishin International Bank and CTBC Bank both said delinquent bills must be settled at motor-vehicle offices or via the eTax portal before they will re-enable autopay links.

After 30 days overdue, counties can flag accounts for license renewal blocks. That matters for gig workers whose motorcycles are collateral for installment loans; lenders told the ministry that sudden registration holds can trigger default clauses if riders cannot work.

How to clear bills before fines compound

Drivers can look up balances on the Motor Vehicles Supervision site using license plate numbers, pay at 7-Eleven or FamilyMart kiosks, or use debit cards without hitting credit limits. Finance officials urged households to batch scooter and car payments in one transaction to avoid duplicate convenience fees.

The ministry will run another SMS reminder campaign through Oct. 31. For cardholders, the takeaway is procedural: a missed NT$2,000 fee can cascade into a NT$3,000 fine and a frozen license, so autopay settings deserve the same attention as minimum payments on revolving lines.

County enforcement calendars

Local motor-vehicle offices in Taoyuan and Kaohsiung said walk-in payments doubled this week as employers reminded delivery fleets to clear bills before year-end inspections. Credit unions that finance scooter purchases began sending SMS alerts when borrowers' registration status turns yellow in the government database.

Consumer groups asked the ministry to extend kiosk hours on weekends, arguing that weekday-only payment windows punish shift workers.