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Credit Cards

Rewards, rates, and the plastic in your wallet—decoded for real life.

25 stories

Close view of a contactless credit card tapping a European café payment terminal beside a folded passport on a worn wooden counter, overcast daylight through a window, no logos or readable text

Chase Freedom Flex Stops Charging Extra on Foreign Swipes Starting September 20

Chase removed the Freedom Flex’s 3% foreign transaction fee on September 21, but the same refresh dropped cell phone protection—here is how to price the trade-off before your next trip.

Tyler Brooks

Kitchen table with an opened credit card statement, ballpoint pen, and reading glasses under warm ceiling light, shallow depth of field, no logos or readable text

Chase Moves 13 Card APRs on October 4 as Post-FOMC Repricing Finally Reaches Sapphire Lines

Chase repriced variable purchase APRs on 13 cards in a single October 4 wave, 18 days after the Fed’s September hike, finally lifting Sapphire Preferred and Reserve floors while cardholders who carry balances face higher interest before holiday spending.

Tyler Brooks

Close view of a retail checkout terminal with a contactless card hovering near the reader, blurred grocery aisle in the background, fluorescent store lighting, worn plastic bezel, no logos or readable text

Visa and Mastercard Face Trump Push for Rival Swipe Networks on Every Card

President Trump and Vice President JD Vance are backing the Credit Card Competition Act, which would let merchants route many Visa and Mastercard purchases over a second network — a shift banks say could fund fewer rewards.

Tyler Brooks

Credit union branch exterior with American flag pole and parking lot under overcast sky, documentary wire photo, no logos or readable text

Navy Federal Flagship Rewards Fee Rises to $95 on November 2 Renewals

Navy Federal Credit Union is doubling the annual fee on its legacy Flagship Rewards Visa Signature card to $95 on November 2, 2026, while steering members toward a new Flagship Premier product—here is what renewals will show and who can downgrade.

Tyler Brooks

Close-up of a payment terminal keypad and a contactless card tap at a grocery checkout lane under flat fluorescent light, worn plastic and scuffed counter edge, shallow depth of field, no logos or readable text

Credit Card Competition Act Returns as OCC Affirms Banks May Charge Third-Party Interchange Fees

Merchants want Congress to force extra card networks on big banks while regulators say national banks can keep collecting interchange fees set with Visa and Mastercard.

Tyler Brooks

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