Correspondent
Credit Cards correspondent
Claire Whitfield writes about UK cards, rates, and the statement households actually pay. Manchester-based, professional spoilsport for points culture.
Monzo has tightened arranged overdraft pricing bands for some customers after the FCA’s persistent-debt framework pushed banks to treat long-term revolving credit more like structured loans.
Barclaycard has shortened its headline 0% balance-transfer window for new applicants as the Bank of England holds Bank Rate at 3.75%, signalling that credit-card competition is cooling after years of rate volatility.