House byline
Credit Cards correspondent
Marcus Goh is a house byline for InfoHandle’s Credit Cards desk.
After a bank-led STI selloff, floating-rate home owners are watching three-month SORA fixes ahead of the Monetary Authority of Singapore’s 14 October policy statement.
CPF interest for October through December keeps the Ordinary Account at 2.5 per cent, the HDB concessionary mortgage at 2.6 per cent, and extends the 4 per cent floor on Special, MediSave and Retirement balances through 2027.
Household town gas falls to 21.45 cents per kWh before GST for October to December, mirroring the slide in regulated electricity charges.
The 7 October COE exercise left Category A at S$130,001 and Category B at S$130,100 as motorcycle premiums slid 9.75 percent to S$11,012; Category E held at S$137,000.
The first October COE exercise ends at 4pm on Wednesday with more than 3,600 certificates on offer across five categories, including carried-over quotas from September.
Coordinating Minister Chan Chun Sing said eight public officers whose home purchases near future stations need closer scrutiny were referred to police after a PSD review of 191 transactions.
Motorists bidding this week enter with a Category B prevailing quota premium of S$131,616 after September’s second exercise closed at S$133,000.
SGX’s smaller board lots took effect Monday, letting retail buyers open a DBS position with ten shares—about S$372 at the close—instead of a 100-share board.
Police confirmed they are holding proceeds from the S$39 million sale of a Bukit Merah commercial block tied to entities linked to Cambodian tycoon Chen Zhi while money-laundering investigations continue.
With the November BTO launch delayed for higher income ceilings, households that missed the September HFE paperwork cutoff must decide whether to wait or chase resale.
Singapore auctions a separate ten-year licence before you can register a vehicle, and the bidding price—not the import sticker—has become the main line on the bill.
The MAS Survey of Professional Forecasters shows 45% now expect a steeper S$NEER slope at the October review, up from 30% in June, as economists lift 2026 GDP growth views and core inflation holds near 2%.
The Land Transport Authority published 12,847 Category A certificates for the November-January quota period, an 8.2 percent rise from the prior block, as buyers rush ahead of January’s lower EV and hybrid rebates.
Regulated household power drops 3.32 cents before GST as City Energy also cuts town gas 8.6 percent for the October–December quarter.
Monthly concession pass prices stay frozen for 2026 while per-trip fares rise up to 13 cents from 26 December, and S$80 public transport vouchers open to households earning up to S$2,100 per person.
SP Group is due to publish the October–December regulated tariff around 30 September after a record 31.91 cent third-quarter rate lifted typical four-room bills.
LTA’s September bidding exercise set the October prevailing quota premium for Category A at S$128,715, putting a five-year renewal bill at S$64,358 before loan interest.
The BTO income ceiling now reaches S$16,000, but the Enhanced CPF Housing Grant still stops at S$9,000 — a S$7,000 band of buyers who can ballot and receive no grant. And the document cutoff for the next launch has already passed.
Aspial Lifestyle has priced S$75 million of 5 per cent notes due 2031 with a S$250,000 minimum. The coupon looks high next to card rewards, but the risks and the math are different.
HDB’s November 2026 sales exercise offers about 7,960 flats across seven projects; buyers who want an HFE letter under the new $16,000 family income ceiling must submit supporting documents by 25 September.
SP Group’s regulated electricity tariff stays at 30.86 cents per kWh before GST for the September quarter, unchanged from the prior period, keeping household bill math stable for credit-card autopay and U-Save offsets.
Owners renewing a ten-year COE pay the Prevailing Quota Premium—a three-month average—not the Sep 23 bidding result or Sep 9’s S$133,009 Cat A record, a gap that shapes keep-versus-deregister math.
September’s second COE bidding window shuts at 4pm on Sept 23 with Category A supply at 1,193 certificates and the Sep 9 record premium of S$133,009 still the reference for smaller cars and qualifying EVs.
After National Day Rally moves lifted BTO income ceilings to S$16,000 for families and S$8,000 for singles, HDB is lining up more two-room flexi flats and a November sales exercise while Indranee Rajah ties supply to the 55,000-flat 2025–27 launch pledge.
September’s second COE bidding window closes at 4pm on Sept 23 with Category A already at a record S$133,009 from the Sept 9 exercise, as LTA repeats calls for prudent bids amid elevated demand.