Default PayNow Caps Still Start at S$5,000 on UOB and Maybank Apps
Major banks let users raise PayNow limits to S$200,000, but factory defaults near S$5,000 still trip households paying school fees, rent and renovation invoices in one day.
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Credit Cards
Rewards, rates, and the plastic in your wallet—decoded for real life.
Deep Dive
Why Singapore's Electricity Tariff Still Tracks Fuel Oil Every Quarter
Most households still buy power at a regulated rate that resets every three months from pipeline gas prices averaged in the previous quarter—so the cents per kWh can jump before your meter proves you used more.
Regulated Power Price Enters 28.59-Cent kWh Quarter After SP September Revision
SP Group’s regulated household tariff fell to 28.59 cents per kWh before GST on 1 October, trimming typical four-room monthly bills by S$12.99 even as haze keeps air conditioners running longer.
Floating Mortgage Holders Watch Three-Month SORA After Bank-Led STI Selloff
After a bank-led STI selloff, floating-rate home owners are watching three-month SORA fixes ahead of the Monetary Authority of Singapore’s 14 October policy statement.
CPF Board Locks HDB Loan Rate at 2.6 While SMRA Floor Runs to End-2027
CPF interest for October through December keeps the Ordinary Account at 2.5 per cent, the HDB concessionary mortgage at 2.6 per cent, and extends the 4 per cent floor on Special, MediSave and Retirement balances through 2027.
City Energy Sets Q4 Gas Tariff at 21.45 Cents Before GST for Homes
Household town gas falls to 21.45 cents per kWh before GST for October to December, mirroring the slide in regulated electricity charges.
Credit Cards from around the world
Lotte Card Bundles Duty-Free Locker Credits With Jeju Air Ticket Purchases
JCB Card Adds Real-Time FX Rate Push Alerts on Its Mobile App Before Overseas Travel Season
Discover Rewards Calendar Adds Live Events and Power Bills to Its 5% Quarterly Cap
Barclaycard Amazon Perk Deadline Falls on 13 October as Cash Applicants Face 34.9% APR Cap
Yes Marquee RuPay-on-UPI Limits Single-Outlet Spend to ₹75,000 Per Day
Standard Chartered Taiwan Lifts Airport Lounge Visit Cap on Priority Banking Cards
Standard Chartered Taiwan Lifts Airport Lounge Visit Cap on Priority Banking Cards
Samsung Card Offers 210,000-Won Cashback on iD SELECT Twins After 300,000-Won Qualifying Spend
Mitsubishi UFJ NICOS Cuts Foreign ATM Fee on Platinum Cards for Okinawa Travelers
Macquarie Black Card Raises Airport Lounge Spend Threshold In Fresh T&Cs
CBA Hikes Bonus Saver Tier Ahead of RBA Board Minute Publication
