Section

Credit Cards

Rewards, rates, and the plastic in your wallet—decoded for real life.

6 stories

Close view of hands holding a generic plastic payment card over a café table, shallow depth of field, daylight through window, no logos or readable text

Commonwealth Bank Rewrites Introductory Card Benchmarks as Cash Rate Nears 4.6 Percent

Commonwealth Bank has refreshed introductory cashback and personalised rate benchmarks on its Low Rate card as economists price a 4.6 percent cash rate, widening the gap between mortgage and purchase APRs.

Nathan Price

Person at an outdoor ATM beside a brick wall, orange-accented bank card in hand with details facing away from camera, afternoon shade, suburban Australian street, no logos or readable text

ING Holds No-Frills Card Revert Rates While Lifting Bonus Saver Caps

ING Australia left foreign-exchange revert rates on its Orange Everyday card unchanged while lifting monthly deposit caps that gate Bonus Saver headline interest, a split that rewards savers who hit transfer thresholds but offers little new for card travellers.

Nathan Price

Close view of a wallet with generic plastic store cards and a smartphone showing a blurred loyalty app screen at a supermarket self-checkout, fluorescent lighting, no readable text or logos

Latitude Trims Flybuys Earn on Store Cards as Coles Loyalty Resets

Latitude Financial trimmed Flybuys earn rates on several store-card products as Coles resets loyalty mechanics, nudging households to recalculate whether supermarket-linked credit still beats straight Flybuys membership on everyday spend.

Nathan Price

Outdoor ATM kiosk on a tropical resort street with potted plants and humid afternoon shade, scuffed concrete pavement, no logos or readable text

CommBank Cuts Reward-Card Foreign ATM Rebates Ahead of Bali Peak Season

CommBank is winding back overseas ATM fee waivers on Smart Awards and related reward cards before Bali's peak holiday season, leaving cash-hungry travellers to pay advance fees even when international purchase surcharges stay at zero.

Nathan Price

Kitchen table with scattered credit card statements and a calculator under warm afternoon window light, worn timber grain, no logos or readable text

ANZ Trims Balance-Transfer Windows as RBA Holds Cash Rate at 4.35 Percent

ANZ is shortening promotional balance-transfer windows on several cards while the Reserve Bank holds the cash rate at 4.35 per cent, squeezing households trying to refinance credit-card debt without paying revert rates near 23 per cent.

Nathan Price

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