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Credit Cards

Rewards, rates, and the plastic in your wallet—decoded for real life.

38 stories

Close view of a smartphone banking chat screen glow on a kitchen table beside a cordless phone, shallow depth of field, no logos or readable text

First Direct Live Chat Blocks Crypto Investment Pitch Scripts After Scam Uptick

First Direct has pushed new live-chat filters that block scripted crypto investment pitches after authorised push payment reports tied to chat referrals rose through the summer.

Claire Whitfield

Credit card and paper statement on a dining table with a pen, warm domestic light, shallow focus, no readable text or logos

Zopa Credit Card Withdraws Charity Round-Up Perks After Donation Tax Clarification

Zopa Bank is withdrawing charity round-up perks on its credit card after HMRC guidance clarified gift-aid treatment on processor-mediated donations, telling cardholders perks will end before October statements cut.

Claire Whitfield

Hand holding a contactless payment card above a smartphone on a kitchen table, soft window light, blurred app colours on screen, no logos or readable text

Curve Card Pauses Fronted Wallet Round-Ups After FCA Electronic Money Remediation Order

Curve has paused fronted-wallet round-ups and some aggregation features while it completes FCA-ordered remediation on its electronic-money institution safeguards, leaving customers with plain card spend until segregated balances clear audit.

Claire Whitfield

Smartphone showing a blurred banking app beside a plain card sleeve on a wooden counter in a high-street bank interior, no logos or readable text

Lloyds Bank Extends 0% Purchase Period on Club Lloyds Credit Cards

Lloyds Bank extended the longest 0% purchase window on Club Lloyds credit cards to 27 months for qualifying current-account customers, bundling fee waivers with tighter eligibility checks.

Claire Whitfield

Generic credit card beside a paper statement on a laminate kitchen table under morning window light, no logos or readable text

NatWest Cuts Longest Balance-Transfer Window to 24 Months

NatWest has capped the longest balance-transfer window on its flagship card at 24 months for new applicants, tightening from a 36-month ceiling as funding costs and arrears monitoring bite.

Claire Whitfield

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