Section

Credit Cards

Rewards, rates, and the plastic in your wallet—decoded for real life.

6 stories

Indian highway petrol pump forecourt at dusk with a motorbike beside a fuel dispenser, attendant holding a payment terminal away from camera, stained concrete and fluorescent canopy lights, no logos or readable text

SBI Card Tightens Fuel Cashback After RBI Flags Merchant Category Mis-Coding

SBI Card tightened fuel-station cashback after the Reserve Bank of India flagged merchant category mis-coding that routed grocery and wallet loads through petroleum MCCs to harvest higher rewards.

Nisha Kapoor निशा कपूर Sep 22, 2026

Indian shop counter with a plastic RuPay credit card tapped on a UPI QR stand next to a basic card terminal, sari fabric bolts blurred in background, warm tungsten bulb and worn Formica surface, no logos or readable text

HDFC Bank Raises RuPay UPI Credit Card Rewards Cap Ahead of Festive Quarter

HDFC Bank raised monthly reward-point caps on select RuPay UPI credit cards for October–December spends, targeting festive e-commerce and QR payments while NPCI pushes RuPay on the UPI rail.

Nisha Kapoor निशा कपूर Sep 22, 2026

Gold necklaces displayed on burgundy velvet inside a Jaipur jewellery shop, a card terminal and handwritten ledger on the glass counter under warm tungsten light, no logos or readable text

AU Small Finance Bank Lifts Cashback Ceilings on Festive Jewellery EMI Spends

AU Small Finance Bank raised cashback ceilings on partner jewellers’ instant-EMI plans for Navratri, pairing merchant tenure offers with statement credits capped per card account.

Nisha Kapoor निशा कपूर Sep 20, 2026

A passenger tapping a contactless credit card at a Delhi Metro turnstile in fluorescent station light, steel gates and tiled platform edge, blurred commuters in background, no logos or readable text

ICICI Bank Coral Card Resets Reward Point Expiry on Metro Transit Spends

ICICI Bank extended reward-point validity for Coral cardholders who tap Delhi and Bengaluru metro spends, clarifying how January 2026 transport caps interact with expiring balances.

Nisha Kapoor निशा कपूर Sep 20, 2026

Beach-road ATM kiosk in Goa at dusk with palm trees and wedding venue lights in the distance, humid air, worn paint on the machine, no readable screen text or bank logos

IndusInd Legend Card Curbs Markup-Free Weekend ATM Withdrawals for Goa Wedding Parties

IndusInd Bank capped fee-free Legend cash advances at two weekend ATM visits in Goa and other high-cash wedding corridors, ending a perk planners had used for vendor payouts.

Nisha Kapoor निशा कपूर Sep 19, 2026

Shopper holding a smartphone over a merchant QR stand at a festive market stall, warm evening light, garlands blurred in background, screen glow without readable text or bank logos

Axis Bank Atlas Adds RuPay UPI Credit Line Before Festival EMI Push

Axis Bank enabled RuPay credit-on-UPI for select Atlas cardholders ahead of Navratri spending, letting premium travel customers scan QR codes within existing limits while EMI conversion stays in the mobile app.

Nisha Kapoor निशा कपूर Sep 19, 2026