Section

Credit Cards

Rewards, rates, and the plastic in your wallet—decoded for real life.

25 stories

Shopkeeper holding phone with payment QR stand on wooden counter, fluorescent shop light, shallow depth of field, no readable screen text or logos

Yes Marquee RuPay-on-UPI Limits Single-Outlet Spend to ₹75,000 Per Day

Yes Bank capped Marquee RuPay credit-on-UPI spends at ₹75,000 per outlet per day, tightening controls as festive QR volumes spike.

Nisha Kapoor निशा कपूर Oct 12, 2026

Retail store checkout with a card payment terminal on a cluttered counter, shopper hand holding a payment card near the reader, warm indoor lighting, no readable branding

HDFC and SBI Raise Contactless Limits to ₹5,000 on RuPay Festive POS Campaigns

RuPay’s festive POS push lifts the tap-to-pay ceiling on select HDFC and SBI cards just as shoppers crowd electronics and apparel aisles.

Nisha Kapoor निशा कपूर Oct 11, 2026

Urban bank branch interior with customers at a service counter, glass partition, ceiling fans and stacked passbook trays, no readable signage or logos

Axis and IDFC First Cap Festive EMI Tenures as Repo-Linked Overdraft Spreads Reset to 5.50%

Axis Bank and IDFC First Bank capped maximum tenures on select festive EMI schemes and reset repo-linked overdraft spreads to 5.50% within days of the RBI move, signalling tighter unsecured credit ahead of Dussehra spending.

Nisha Kapoor निशा कपूर Oct 10, 2026

Close view of a credit card resting on a paper statement at a kitchen table, soft morning light, blurred bank passbook in background, no readable account numbers or logos.

Bank of Baroda and Indian Bank Lift Repo-Linked Retail Rates Within Hours of MPC as Card Revolvers Watch Issuer Notices

Lenders passed the RBI’s 25-basis-point repo move into floating home and auto loans within a day, while credit-card APRs stay issuer-specific—leaving festive revolvers to read monthly statements for any repricing letters.

Nisha Kapoor निशा कपूर Oct 9, 2026

Close-up of a payment terminal and stacked shopping bags in a Delhi electronics store aisle, fluorescent lighting, price tags blurred, no logos or readable text

Issuers Lift Diwali Reward Caps as GST Cuts Pull EMI Tenors Below 12 Months on Durables

HDFC Bank, SBI Card and Axis Bank are raising cashback ceilings on appliances and two-wheelers as GST cuts shorten effective EMI tenors for festival shoppers.

Nisha Kapoor निशा कपूर Oct 8, 2026

A bank branch counter with stacked Diwali festival brochures and a card payment terminal, afternoon light through dusty glass, worn laminate counter, no logos or readable text

Private Banks Map MCLR Reset Timelines Ahead of Diwali Card EMI Blitz

Issuers are lining up marginal cost of funds-based lending rate resets ahead of Diwali EMI campaigns, as economists expect the RBI to lift the repo rate by 25 basis points at 10 a.m. Wednesday.

Nisha Kapoor निशा कपूर Oct 7, 2026